Top cards
Coinbase Card EU
Description
Key features:
-
Wide asset support: Spend over 200 cryptocurrencies held in your Coinbase account.
-
Instant conversion: Crypto is automatically converted to fiat at the time of transaction.
-
Full Coinbase integration: Directly linked to your Coinbase wallet and balance for easy management.
Limitations to consider:
-
High overall fees: Approximately 4% per transaction, including conversion and service fees.
-
No mobile wallet support: Cannot be added to Apple Pay or Google Pay for contactless use.
-
Low daily spending limit: Less flexibility for high-volume spenders.
-
No rewards: The card does not offer cashback or point-based incentives.
Coinbase Card EU is suitable for users already embedded in the Coinbase ecosystem who want to conveniently spend their crypto assets, but should be approached with caution due to relatively high fees and limited perks.
Main characteristics
| Name | Value |
|---|---|
| Network | Visa (BIN 43196000), issued by Paysafe in Bulgaria |
| Card Type | Crypto debit — auto-convert assets at checkout from Coinbase balance |
| Mobile Wallets | No Apple Pay or Google Pay support |
| Funding Options | SEPA transfers to Coinbase, crypto deposits, P2P |
| Stablecoin Onboarding | USDT, USDC, DAI, and any Coinbase-listed stablecoins |
| KYC Verification | Standard Coinbase ID & address check |
| Cardholder | Personal use, no add-ons or corporate version |
| Issuing Entity | Paysafe Payment Solutions (Bulgaria) |
| Base Currency | Euro (EUR) |
| Supported Cryptos | 200+ coins (all Coinbase listings) |
| Coverage Area | EU/EEA + United Kingdom |
| FX Markup | 2.49% on non-EUR spends |
| Crypto→EUR Funding | Instant on-purchase conversion |
| Interest Rate | N/A |
| Max Cashback | 0% |
| Base Cashback | 0% |
| Daily Spend Limit | €2 500 |
| Daily ATM Limit | €1 000 |
| ATM Fee (Variable) | 1.5% |
| Monthly ATM Cap | Unlimited (subject to daily cap) |
| Free ATM Allowance | €0 |
| Card Formats | Virtual + physical |
| IBAN Attached | No |
| Bank Account Offered | No |
| Account Locale | N/A |
| Account Type | N/A |
| Third-Party Receipts | No (only within Coinbase) |
| Launch Status | Live since 2019 |
| Primary Region | Europe (EEA & UK) |
| Custody Model | Custodial (Coinbase holds assets) |
| Physical Card Cost | Free |
| Virtual Card Cost | Free |
| Conversion Spread | ~1.5% |
| Transaction Fee | 0% |
| Total Crypto Cost | ~4% (spread + FX) |
| Instant Sell | Yes |
| Spendable Fiat | EUR (2.49% FX abroad) |
| Deposit Fee | 0% |
| BIN | 43196000 |
| Issue Country | Bulgaria |
| Validity | 3 years |
Comments
Surprisingly, no one has left any reviews.
You can be the first!
Recommendedoffers
